February 2012
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Archive for the ‘Credit’ Category

Please Someone Advice Me On This… Please?

pamens88 asked:


Ok so i owed 1and1 internet $258.68 i didnt make a payment and they reported me to NCO Financial System (Collection Agency) they repported it back in march but i made a full payment in This Month (October 1st) now i was wondering how i could go about to permanently remove this of my credit report.( i was a 17 year old minor when the charges incurred) also i was denied a bank of america credit card durring the time when the payment wasnt made. Here are my questions
1. Can i permanently delete this of my credit report?
2. Has this affected my credit score?
3. will i be able to get a bank of america credit card now that its paid off?
4. How bad is this on my credit report?
5. Since i made a payment on the 1st of this month (October) how long will it take before it updates all on three credit companies as PAID IN FULL

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If I am under 18 can I get bad credit?

AskingQuestion asked:


If let’s say I use my mom’s credit card on paypal, I then remove it and close the paypal account, and then a domain name company which you can google over and over again to see how sceamy they are, 1and1 trys to charge me on it but they can’t since it’s closed, and send it to collections. can I receive bad credit? can my mom receive bad credit? I live in the middle east.

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